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Support for stored credential transactions overview

Zuora

Support for stored credential transactions overview

To comply with the Stored Credential Transactions framework, Zuora includes support for stored credential transactions for specific payment methods and payment gateways.

Payment methods

Zuora supports stored credential transactions for the following types of payment methods:

  • Credit Card
  • Apple Pay - Support for stored credential transactions for Apple Pay is only available on the CyberSource Payment API v2.0 gateway integration.

For the supported card brands on the specific payment gateway integrations, see Payment gateways in the following section.

Payment gateways

The following gateway integrations in Zuora support stored credential transactions.

Notes:

  • Chase Orbital Gateway integration supports both recurring and unscheduled stored credential transactions. The other integrations support only recurring stored credential transactions.
  • CyberSource v2.0 integration supports stored credential transactions for both Credit Card and Apple Pay payment methods. The other integrations support stored credential transactions only for Credit Card payment methods.
Payment gateway Visa Mastercard Discover American Express JCB Diners Club
Adyen Integration v2.0 File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png
BlueSnap Gateway File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png    
Braintree Gateway File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png      
Chase Orbital Gateway File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png  
checkout.com File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png
CyberSource, Payment API v2.0 File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png    
First Data Payeezy Gateway File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png    
Ingenico ePayments Gateway File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png
Merchant e-Solutions Payment Gateway File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png      
Moneris (eSELECTplus Canada) File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png    
NMI Gateway File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png
PayPal Payflow File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png    
Stripe v2 Payment Gateway File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png
Vantiv (Now Worldpay) Payment Gateway File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png
Vantiv Payment Gateway, API v8.10 File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png      
Worldpay Payment Gateway File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png File:Z_Media/checkmarkGreen_xsm.png

If you use a gateway that is not in the preceding table, Zuora will process payments as usual, but the payments will not comply with the Stored Credential Transaction framework.

Stored credential profiles

Zuora supports the following types of stored credential profiles:

  • Recurring profile: Indicates that you have obtained the customer’s consent to initiate future transactions at regular intervals.
  • Unscheduled profile: Indicates that you have obtained the customer’s consent to initiate future transactions that do not occur on scheduled or regularly occurring transaction dates. Only one Unscheduled profile is allowed for each payment method. Currently, the Unscheduled profile is only supported in Chase Orbital Gateway integration.

When configuring your Zuora tenant, the goal is to contain an Active stored credential profile for the payment methods created on the preceding gateway instances.

Limitations

Currently, the following limitations are applicable to the support for stored credential transactions:

Related articles 

For general information about Visa's Stored Credential Transaction framework, see Visa's guidance for merchants.