Overview of Chase Orbital payment gateway integration
Zuora supports the following Chase Orbital payment gateway integration versions:
- Chase Paymentech Orbital Gateway - the latest version
- Chase Paymentech Orbital Gateway, API v7.0.1
Zuora does not support version 6.3.0 or version 6.4.4 any longer. You cannot create new Orbital gateway instances of either of these versions, but existing instances in your Zuora tenant continue to work.
Supported features
The following table provides a quick reference for the supported features. For details about each feature, see the later sections in this article.
| Feature | Chase Paymentech Orbital (Latest version) |
Chase Paymentech Orbital 7.0.1 | Orbital 6.4.4 | Orbital 6.3.0 |
|---|---|---|---|---|
| Development status | Active | Inactive | Deprecating | Deprecating |
| Supported payment methods |
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| Supported payment operations |
Validate, Payment, Payment cancel/void, Referenced refund, Non-referenced refund Non-referenced refund is only supported for Credit Cards, CC Ref Transactions, Debit Cards, and ACH. |
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| Support 3D Secure 2.0 | Yes | No | No | No |
| Support Delayed Capture | Yes | Yes | Yes | Yes |
| Support Level 2 and Level 3 card data | Yes | Yes | Yes | No |
| Support stored credential transactions | Yes | No | No | No |
| Support Gateway Options fields | Yes | Yes | No | No |
| Chase Orbital production endpoint used for Zuora gateway integration service |
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| Support Gateway Reconciliation | Yes | Yes | Yes | No |
| Chase Orbital production endpoint used for Gateway Reconciliation service |
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| Support Payment Method Updater | Yes (Visa, MasterCard) | |||
| Chase Orbital production endpoint used for PMU service |
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| AVS/CVV (Orbital) | Yes | Yes | Yes | Yes |
| AVS/CVV Filtering (Zuora) | No | No | No | Yes |
| Soft Descriptor | Yes | Yes | No | Yes |
| Support idempotency for retrying a transaction request | Yes. See Electronic payment processing for details. | No | No | No |
Supported payment methods
The Chase Orbital payment gateway integration supports the following payment methods:
- ACH - If the Chase Orbital gateway is flagged as Business Checking, ACH transactions will be processed as Cash Concentration and Disbursement (CCD) transactions. ACH payment method verification is supported through the ValidiFi account validation service. See Enable the support for ValidiFi account validation for ACH for details.
- Apple Pay - Apple Pay is available for Chase Paymentech Orbital and Chase Paymentech Orbital 7.0.1. For how to set up Apple Pay payment methods, see Apple Pay on Web.
- Credit Card/Prepaid Card/Gift Card, including:
- Visa
- MasterCard
- American Express
- Discover
- JCB
- Credit Card Reference Transactions - Not available for Orbital 6.3.0.
- Debit Card (using Debit Card networks) - Canadian PAD is not supported.
- Google Pay - Google Pay is available only for Chase Paymentech Orbital. To set up and use a Google Pay payment method, follow the instructions in Set up Google Pay on Chase.
- Safetech Fraud and Security - Not available for Orbital 6.3.0.
- SEPA - Not available for Orbital 6.3.0.
- UK Direct Debit - Not available for Orbital 6.3.0.
For more information about setting up payment methods in Zuora, see Define and set up payment methods.
Credit Card Reference Transactions
Complete the following prerequisites for credit card reference transactions:
- Enable the credit card reference transaction method of payment. To complete this action, click your username at the top right, navigate to Settings > Payments > Payment Method, click Edit, and select CC Reference Transaction.
- Contact Zuora Global Support to enable the Payment Tokenization feature for your tenant.
Zuora supports Orbital tokens. Tokens are used for credit card reference transactions in Zuora. A reference transaction is simply a representation of a credit card payment method without having sensitive payment method information like the credit card number stored in Zuora. Please note that the token cannot be used with another gateway, which is why we recommend storing credit card information in Zuora whenever possible.
Currently, only existing Chase Orbital Payment Gateway tokens are supported as a Credit Card Reference Transaction payment method type. Creating tokens in Zuora is not supported.
Support for 3D Secure 2.0
See Enable 3DS2 for Chase Orbital gateway integration and Zuora’s implementation of 3D Secure 2.0 for more information.
Support for Delayed Capture
The Delayed Capture feature allows you to authorize the availability of funds for a transaction but delay the capture of funds until a later time. Chase Paymentech Orbital supports Delayed Capture for Credit Card and Google Pay payment methods. For how to use the Delayed Capture feature, see Payment Authorization in Zuora API Reference.
Support for Level 2 and Level 3 card data processing
The Chase Orbital payment gateway integration supports processing Level 2 and Level 3 credit card data. For more information, see the following articles:
Support for stored credential profiles
Only the Chase Paymentech Orbital Gateway version of the integration includes support for the Stored Credential Transactions framework and the sharing NTI feature. For details, see Support for stored credential transactions overview.
Support for Gateway Reconciliation
Chase Orbital gateway integration supports the following Gateway Reconciliation event types for Credit Card transactions:
- Payment settlement
- Payment rejection
- Refund settlement
The following table describes Zuora’s actions for each Gateway Reconciliation event:
| Object | Zuora Event | Zuora Action |
|---|---|---|
| Payment | Settlement | Payment status is set to Processed and gateway state is Settled. |
| Payment | Rejection | Payment status is set to Processed and gateway state is set to FailedToSettle. Zuora creates an external refund with the reason code set to "Payment Rejection" if the code is active in the Reason Codes list. Otherwise, Zuora creates an external refund with the reason code set to the default reason code in the list. |
| Refund | Settlement | Refund status is set to Processed and gateway state is set to Settled. |
The following event types are not supported:
- Payment chargeback
- Refund rejection
For more information about enabling and configuring the Gateway Reconciliation service, see the following articles:
Support for Payment Method Updater
Zuora is pre-integrated with Chase NCB Account Updater service. To set up the Chase PMU service in Zuora, see Configure Chase Payment Method Updater for more information.
Supported Gateway Options fields
You can submit additional information to the Chase Orbital gateway by using Gateway Options fields. For details about the fields supported by the Chase Orbital payment gateway integration, see Gateway Options Fields supported by Orbital Gateway integration.
Limitations
The following Gateway Reconciliation event types are not supported by Zuora's implementation with the Chase Orbital gateway:
- Refund reconciliation
- The chargeback event type of payment reconciliation