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Overview of Real Time Account Updater

Zuora

Overview of Real Time Account Updater

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Some gateways offer the Real Time Account Updater service to update card information in real time when processing a payment. It instantly checks with card issuers for updated card details and returns the details in the payment response. 

For now, Zuora provides the integration with Checkout.com’s Real-Time Account Updater for credit card transactions on the Checkout.com payment gateway integration. Zuora is continuing to evaluate other gateway partners for Real Time Account Updater services.

If Real Time Account updater is enabled, Zuora will receive the latest card information in the payment response from the gateway when there is an update to the credit card. The card information in Zuora will be updated according to the payment response.

You can use any of the following methods to retrieve the card updating information. In the records, SourceType = RTAU indicates this is a Real Time Account Updater entry.

To receive notifications for card updating, you can define a custom event with the condition UpdaterDetail.SourceType == 'RTAU'.

For more information about how to enable Real Time Account Updater on Checkout.com, see Enable Real Time Account Updater on the Checkout.com payment gateway integration.