Overview of Fat Zebra payment gateway integration
Zuora integrates with the Fat Zebra payments API, supporting a gateway integration known as Fat Zebra.
Supported features
The following table provides a quick reference for the supported features.
| Supported payment methods |
|
| Supported payment operations |
|
| Support 3D Secure 2.0 | Yes |
| Support Delayed Capture | Yes |
| Support Level 2 and Level 3 card data | No |
| Support stored credential transactions | Yes |
| Support Gateway Options fields | No |
| Gateway provider’s API version | V1 |
| Gatetway provider’s production endpoint used for Zuora gateway integration service | https://gateway.pmnts.io/ |
| Support Batch Gateway Reconciliation | No |
| Support Real-Time Reconciliation | Yes (Direct Entry AU only) |
| Support Payment Method Updater | No |
| Support inquiry call for retrying a transaction request | Yes (in payments, payment cancel, referenced refunds, and non-referenced refunds) |
Supported payment methods
The Fat Zebra payment gateway integration supports the following payment methods:
- Credit Card and Debit Card
- American Express
- Diners Club
- Discover
- JCB
- MasterCard
- Visa
- Direct Entry AU
- Apple Pay
- Google Pay
You can create these payment methods on the Fat Zebra gateway integration through Payment Pages 2.0. Creation of payment methods through the API operations or Zuora UI is not supported.
You can also implement a one-time payment flow to process a payment, with the option to create a payment method in Zuora or not. For the payment methods stored in Zuora, a token is saved and used to process recurring payments.
For supported currencies, see Fat Zebra's documentation.
Apple Pay
FatZebra provides support for Apple Pay. For more information about setting up Apple Pay, see Set up Apple Pay.
Support for 3D Secure 2.0
See Enable 3DS2 for Fat Zebra payment gateway integration and Zuora's implementation of 3D Secure 2.0 for more information.
Support for Delayed Capture
The Delayed Capture feature allows you to authorize the availability of funds for a transaction but delay the capture of funds until a later time. The Fat Zebra payment gateway integration supports Delayed Capture for Credit Card payment methods, which involves the use of the following API operations:
- Create authorization
- Create a payment to capture the payment or Cancel authorization
Zuora also supports capturing authorizations that were generated externally by using Zuora's Create authorization API operation.
Support for stored credential profiles
The Fat Zebra payment gateway integration includes support for the Stored Credential Transactions framework. For details, see Support for stored credential transactions overview.
Support for Real-Time Reconciliation
The Fat Zebra payment gateway integration supports the Real-Time Reconciliation feature for Direct Entry AU transactions. With this feature enabled, the payment gateway submits notifications to Zuora for payment and refund events and corresponding records can be automatically updated in real-time.
For more information, see the following articles:
Support for Tokens Provisioned Outside Zuora and FatZebra
The Fat Zebra payment gateway integration supports payment operations using the network tokens provisioned outside Zuora and FatZebra. The following API operations currently support this feature:
- Create a payment method
- Verify a payment method
- Create authorization
- Create a payment
Merchants can process transactions using FatZebra using the Network Token and associated expiry details, along with Cryptogram if it is made available and mandatory.
Zuora will not validate if Cryptogram is required for transactions, and hence, merchants must ensure Cryptogram is supplied wherever it is applicable. The Cryptogram is not stored if the payment method gets saved, and may not be required depending on the use case