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Overview of Windcave payment gateway integration


Overview of Windcave payment gateway integration

This payment gateway integration can be requested through the Specialized Payment Connections service at an additional cost.

Zuora integrates with Windcave payment services, supporting a gateway integration known as Windcave for processing Credit Card transactions.

Supported features

The following table provides a quick reference for the supported features.

Supported payment methods Credit Card/Debit Card/Gift Card
Supported payment operations
  • Payment method validation (both zero and non-zero amounts)
  • Payment
  • Payment cancel
  • Referenced refund 
Support 3D Secure 2.0 Yes
Support Delayed Capture Yes
Support Level 2 and Level 3 card data No
Support stored credential transactions No
Support Gateway Options fields No
Gateway provider’s API version V2.0.46
Gateway provider’s production endpoint used for Zuora gateway integration service

Support Batch Gateway Reconciliation No
Support Real-Time Reconciliation No
Support Payment Method Updater No
Support idempotency for retrying a transaction request automatically Yes (in payment and reference refund transactions)

Supported payment methods

The Windcave payment gateway integration supports Credit Card payment methods, including the following card brands:

  • American Express
  • Diners Club
  • Discover
  • JCB
  • Mastercard
  • Visa

The following currencies are supported:

  • AUD
  • CAD
  • EUR
  • NZD
  • SGD
  • USD

Support for 3D Secure 2.0

3D Secure 2.0 (3DS2) is a solution for Strong Customer Authentication (SCA) under PSD2 to reduce fraud and increase authorization approvals. The Windcave gateway integration provides support for 3DS2 through the embedded iframe of Payment Pages 2.0. With 3DS2 enabled and implemented, end users may receive a challenge window presented by issuing banks who are seeking confirmation that the end user is the card owner. The callback page is displayed only when they are authenticated.

For more information, see the "Hosted payment page approach" section in Create payment methods on Windcave.

Support for Delayed Capture

The Delayed Capture feature allows you to authorize the availability of funds for a transaction but delay the capture of funds until a later time. The Windcave payment gateway integration supports Delayed Capture for Credit Card payment methods, which involves the use of the following API operations:

Zuora also supports capturing authorizations that were generated externally by using Zuora's Create authorization API operation.


Non-referenced refund is not supported.