Overview of Windcave payment gateway integration
This payment gateway integration can be requested through the Specialized Payment Connections service at an additional cost.
Zuora integrates with Windcave payment services, supporting a gateway integration known as Windcave for processing Credit Card transactions.
Supported features
The following table provides a quick reference for the supported features.
| Supported payment methods | Credit Card/Debit Card/Gift Card |
| Supported payment operations |
|
| Support 3D Secure 2.0 | Yes |
| Support Delayed Capture | Yes |
| Support Level 2 and Level 3 card data | No |
| Support stored credential transactions | No |
| Support Gateway Options fields | No |
| Gateway provider’s API version | V2.0.46 |
| Gateway provider’s production endpoint used for Zuora gateway integration service |
|
| Support Batch Gateway Reconciliation | No |
| Support Real-Time Reconciliation | No |
| Support Payment Method Updater | No |
| Support idempotency for retrying a transaction request automatically | Yes (in payment, reference refund, and non-referenced refund transactions) |
Supported payment methods
The Windcave payment gateway integration supports Credit Card payment methods, including the following card brands:
- American Express
- Diners Club
- Discover
- JCB
- Mastercard
- Visa
The following currencies are supported:
- AUD
- CAD
- EUR
- NZD
- SGD
- USD
Support for 3D Secure 2.0
3D Secure 2.0 (3DS2) is a solution for Strong Customer Authentication (SCA) under PSD2 to reduce fraud and increase authorization approvals. The Windcave gateway integration provides support for 3DS2 through the embedded iframe of Payment Pages 2.0. With 3DS2 enabled and implemented, end users may receive a challenge window presented by issuing banks who are seeking confirmation that the end user is the card owner. The callback page is displayed only when they are authenticated.
For more information, see the "Hosted payment page approach" section in Create payment methods on Windcave.
Support for Delayed Capture
The Delayed Capture feature allows you to authorize the availability of funds for a transaction but delay the capture of funds until a later time. The Windcave payment gateway integration supports Delayed Capture for Credit Card payment methods, which involves the use of the following API operations:
- Create authorization
- Create a payment to capture the payment or Cancel authorization
Zuora also supports capturing authorizations that were generated externally by using Zuora's Create authorization API operation.