Real-Time Reconciliation overview
Zuora provides Real-Time Reconciliation by integrating with webhook services provided by the applicable gateways. It gives you a more time-efficient option for reconciling transactions than the Gateway Reconciliation feature (also known as batch Gateway Reconciliation). With Real-Time Reconciliation enabled, the payment gateway can submit notifications to Zuora for various event types on gateway objects, and the corresponding records can be automatically updated in real-time.
Supported payment gateways
The Real-Time Reconciliation feature is supported by the following payment gateway integrations:
| Payment gateway integration | Payment method type |
|---|---|
| Adyen Integration v2.0 |
Payment and refund events are supported for all payment method types that are supported by the integration. RECURRING_CONTRACT events are only supported for the following payment methods:
|
| GoCardless | All payment method types supported by the integration |
| PayPal Commerce Platform | All payment method types supported by the integration |
| Stripe v2 | All payment method types supported by the integration |
For support on integrations that are requested through the Specialized Payment Connections service, see the article for the specific payment gateway integration.
Enable and configure Real-Time Reconciliation
See Configure Real-Time Reconciliation for more information.
Supported events with Real-Time Reconciliation enabled
For information about the supported events and the corresponding actions from Zuora for different gateway integrations, see the following articles:
Configure notifications for Real-Time Reconciliation events
To receive notifications for Real-Time Reconciliation events such as Payment Method Closed, create custom notifications by following the instructions in Manage custom events and custom scheduled events. By default, the Real-Time Reconciliation service does not send notifications for events.
Limitations
The following table describes the limitations about compatibility with the multi-entity feature:
| Payment gateway integration | Compatible | More information |
|---|---|---|
|
Yes |
Compatible only if each entity authenticates with its own unique merchant ID. Configuring one merchant ID for multiple entities or tenants in the same environment is not supported. |
| GoCardless | No |
For tenants with the multi-entity feature enabled, you can leverage Gateway Reconciliation batch jobs for GoCardless for transaction reconciliation. For more information about GR batch jobs for GoCardless, see the following articles: |
| Stripe v2 | Yes | Compatible only if each entity has its own unique merchant account ID to authenticate through the OAuth 2.0 authentication. If an account ID is configured for multiple tenants with Real-Time Reconciliation enabled, only one tenant can receive the Real-Time Reconciliation events. |
Troubleshoot issues that Real-Time Reconciliation events are not handled correctly
If you find that the Real-Time Reconciliation events are not handled correctly, perform the following steps to troubleshoot:
- Ensure that you have configured Real-Time Reconciliation properly according to the prerequisites and instructions in Configure Real-Time Reconciliation.
- Ensure that the Zuora user used for reconciling transactions is in Active status. To check the status of a user, click your username in the upper right and navigate to Settings > Administration > Manage Users.
- Use the batch Gateway Reconciliation feature to reconcile the failed transactions:
- Enable batch Gateway Reconciliation by following the instructions in Configure Gateway Reconciliation.
- Use the Payment Gateway Reconciliation REST API operations to reconcile payments and refunds, or wait for Zuora to retrieve the appropriate gateway reconciliation report for processing in a job, usually on a daily basis.
- After the failed transactions are reconciled, you can disable batch Gateway Reconciliation and switch back to Real-Time Reconciliation.